How mortgage lenders are cheating former bankrupts

If you have been adjudicated bankrupt and retained ownership of your mortgaged property, your mortgage lender is cheating you if he continues to demand payment of the mortgage. If he continues to report credit defaults to credit reference agencies (CRA's), he is potentially defaming you.

The mortgage ends with bankruptcy. Interest CANNOT be charged after the date of adjudication/

The lender can only receive payments if he has put a new loan agreement in place accompanied by an agreement with you called a deed of arrangement.

If the lender is still charging you ffor the mortgage and defaulting, he will be claiming arrears which do not exist in repossession cases.

If he is reporting credit defaults, he is extending the period for which your credit rating should last. It should be once only at the time of bankruptcy.

If you are experiencing any of these issues, message me for help/ using the contact page,please.