How I can help
Shortfall deal
Bank
settlements
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repossessions
Shortfall deal
Bank
settlements
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Repossessions
My Services
1
Shortfall deals
I can provide a choice of 3 services:
1. a complete service where I conduct the dealings on your behalf;
2. a halway house in which you dral directly with the lender but I provide background assistance;
3. if you feel confident you can handle the process yourself, I provide a guide priced at £14.99
2
Bank negotiations
I can undertake bank negotiations on your behalf, acting as your agent. I have successfuly made many deals on behalf of borrowers.
3
Repossession
Regrettably there is an attitude amongst tge legal profession that "you borrowed the money, you have to pay it back". This displays ignorance ofof consumer protection laws and the wrong doings of brokers and occasionally lenders.
I can help you by identifying possible defences to possession actions. If you are self-litigating, I can provide you with the arguments you need with supporting case law.
DH, Larne
Debt reduction from £1,125,00 to £55,000 and sale to family members.
Some results
RK, Belfast
Shortfall sale. Debt reduced from £1,200,000 to £700.000
G McN, Draperstown
Debt settlement. Debt reduced from £225,000 to £45,000
P McE, Dungiven
Debt negotiated downwards on BTL property. Bank replaces former mortgage with 100% remortgage for £36,000.
P McE, Dungiven
Debt negotiated downwards on BTL property. Bank replaces former mortgage with 100% remortgage for £36,000.
J McM, Draperstown
Mortgage for £125,000 settled with paymeent of £45,000 in full and final agreement.
MC, Claudy
Mortgage reduced by £50,000 based on argument of undue influence by husband and bank's failure to advise client to get independent legal advice.
P McE, Dungiven
Major food retail franchise were owed £37,500 after client's shop failed. He ignored legal documentation. Franchise obtained judgenebt and order charging land against his home which was mortgage free. Settled for £15,000.
DH, Ballyclare
Local bank was seeking to enforce company debt of £1,100,000. Action dropped after procedural issues were identified.
AM, County Fermanagh
Local bank seeking to recover debt of £400,000. I provided legal team with arguments about lending issues. Settled for £85,000.
S McEl, Dungiven
Bank seeking repossession of BTL property. Agreed a reduction in the debt and a new term loan.